IVA Terms & Conditions

Aperture prepares “protocol compliant” IVAs also known as The Straightforward Consumer IVA Protocol.

The standard conditions which apply to all Aperture IVAs where the creditors meeting took place after 1 February 2008 are as follows:

Please note that any Aperture IVA where the creditors meeting was before 1 February 2008 and any non-protocol compliant IVA (if considered appropriate for the particular circumstances of any relevant case used) will use the IVA terms and conditions published by the Association of Business Recovery Professionals (R3).

The R3 Standard Conditions are:

Please note non-protocol compliant IVAs can still use the protocol compliant standard conditions.

Creditors guide to fees:

England & Wales

Northern Ireland